The Silence of the Day After.
You had "The Team" to handle the details and "The Title" to command respect. But the day you hand back the keys, you are hit with The Noise:
-
The Infrastructure Shock: Suddenly, you are the CEO, the CFO, and the Admin Assistant of your own life.
-
The Tax Torpedo: Unwinding Stock Options, RSUs, and Deferred Compensation creates a massive, singular tax event that can erode 53% of your wealth.
-
The Identity Void: Who are you without the P&L?
-
The Distribution Gap: Most advisors focus on Growth (Accumulation), but have little training on Distribution (Decumulation). They know how to get you up the mountain, but lack the specialized expertise to get you down safely. You don't need a growth manager; you need a Distribution Architect.
The industry wants to sell you a "Retirement Plan." We build you a Personal Family Office.
The Deal Team and The Personal CFO
The Deal Team's Job: Your Lawyer, Accountant, and Broker focus on Getting the Deal Done. They optimize the transaction.
Our Job: We focus on Governance After the Deal. We architect your Sovereignty. We turn "Ex-Founders" (who feel lost) into "Architects" (who govern the next chapter).
Why Do We Charge a Fee?
The Truth: Traditional banks want your liquidity immediately. If we charged a % of assets from Day 1, we would be incentivized to rush your harvest into the market.
The Solution: By charging a flat fee for the Stabilization Session and Charter, we align our incentives with yours. We are paid to help you govern the capital, not just deploy it.
Your Journey From CEO to Chair
STAGE 1:
The Holding Tank
Timeline: 1-7 days Post-Exit
The moment the deal closes, funds move to a secure, high-yield Holding Tank. We defend against the "Sudden Wealth Splurge" and tax leakage.
STAGE 2:
The Quiet Period
Timeline: 3-12 Months
A strategic pause. We build your Sovereignty Charter—defining your Investment Policy and family governance rules before a single dollar is invested.
STAGE 3:
The Sovereignty
Timeline: Post-Quiet Period
You step into your new role. We structure your wealth like a corporation, with quarterly board meetings and a clear mission for the next generation.
Common Questions About Exiting
How do I reduce taxes when selling my business in Canada?
The primary tool is the Lifetime Capital Gains Exemption (LCGE). To qualify, your company must meet strict "purity tests" regarding active vs. passive assets for 24 months prior to the sale. We audit your balance sheet years in advance to ensure you don't miss this exemption.
What is a "Purification Strategy"?
It is the process of moving non-essential assets (like excess cash, real estate, or investments) out of your operating company (OpCo) and into a Holding Company (HoldCo) or Family Trust. This "purifies" the OpCo shares, making them eligible for tax-free capital gains treatment.
When should I start planning my exit?
Ideally, 3 to 5 years before you intend to sell. This provides the runway needed to "de-risk" the business (remove owner dependency) and complete the tax purification maneuvers that have strict 24-month waiting periods under CRA rules.