The Market Disagrees With Your Hustle
You believe the harder you work, the more your business is worth. The market disagrees.
Buyers don't pay for your sweat; they pay for systems.
If your business grinds to a halt when you go on vacation, you haven't built an asset. You've built a demanding, high-paying job. And buyers don't want to buy your job.
We help you transition from "Operator" to "Architect," ensuring you capture the full value of what you’ve built.
What is Pre-Exit Planning?
Pre-Exit Planning is the strategic process of eliminating this "Valuation Penalty" typically 24–60 months before a sale. It focuses on documenting processes to create a "System Autonomous" business while purifying corporate assets to qualify for the Lifetime Capital Gains Exemption (LCGE).
The Two Hidden Taxes
Nobody Told You About
Most founders focus on the "Check from the Buyer." They forget about the wealth leaking out of the business before the deal even happens. If you are an Owner-Dependent founder, you are currently paying two voluntary taxes.
The Valuation Penalty (The Asset Tax)
This is the massive gap between what you think your business is worth and what a buyer will actually pay.
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The Math: An owner-dependent business might sell for a 3x multiple of earnings. A "System Autonomous" business—one that runs on documented processes—can command a 5x multiple or higher.
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The Cost: On a business with $1M in earnings, this penalty costs you $2 Million at the closing table.
The Drudgery Tax
(The Cash Flow Tax)
This is the daily cost of you (or your most expensive staff) doing low-value work.
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The Leak: Every hour you spend putting out fires, fixing admin mistakes, or doing repetitive tasks is expensive capital getting torched.
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The Impact: This suppresses your EBITDA (profit), which lowers your valuation even further. You are literally paying to lower your own exit price.
Capture Your Exit Dividend
Don't Just Plug the Leaks.
Turn Them Into an Asset.
The Exit Dividend is the financial upside of moving from "Operator" to "Architect." It isn't just a theory; it is a mathematical certainty that compounds in two ways:
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Multiple Expansion: By systematizing the "drudgery," you increase your business's sale multiple—potentially jumping from a 3x to a 5x valuation.
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Capital Reserves: The money you save by automating low-value tasks is redirected into a corporate capital reserve fund, building liquidity before you even sell.
From Operator to Architect: The Pre-Exit Framework
We do not replace your accountant or business broker. We act as your Personal CFO, ensuring their technical work aligns with your personal "Sanctuary."
Phase 1
The Audit
Before we build, we measure. We audit the saleability of your business using our Exit Dividend Calculator.
We quantify the specific dollar amount you are losing to "Owner Dependency".
We help you implement the systems required to capture the "Exit Dividend" and remove yourself from the daily grind.
Phase 2
The Purification
We coordinate with your CPA and Tax Lawyer to "purify" the operating company.
Moving redundant cash or investment assets out of the OpCo to ensure your shares qualify for the Lifetime Capital Gains Exemption (LCGE).
Phase 3
The Architecture
We build the vessel before the liquidity arrives.
The Financial Charter: We draft the "Constitution" for your wealth, defining how it will be managed, spent, and stewarded.
Common Questions About Exiting
When should I start planning my business exit?
3 to 5 years before the sale. You need at least 24 months of "purified" financial statements to qualify for the Lifetime Capital Gains Exemption (LCGE). Additionally, shifting a business from "Owner Dependent" to "System Autonomous" typically takes 18–36 months of operational restructuring.
What is the "Valuation Penalty"?
The discount buyers apply to owner-dependent businesses. If a business cannot function without the owner's daily involvement, buyers view it as high-risk. They "penalize" the valuation, often offering a 2x–3x multiple of earnings instead of the 5x–6x multiple paid for systems-based businesses.
How does "Drudgery" affect my business value?
It lowers profitability and scares away buyers. The "Drudgery Tax" refers to high-paid owners doing low-value admin work. This suppresses your EBITDA (earnings), which lowers your valuation. Systematizing these tasks increases your profit margin and makes the business transferable.
Do I really need a Personal CFO if I have an accountant?
Yes. Explanation: Your accountant looks backward at tax compliance. A Personal CFO looks forward at wealth architecture. We ensure the corporate tax plan actually funds your specific personal lifestyle goals (your "Sanctuary").