Why I Left " The Industry "
I spent 15 years in a system designed to sell products. I saw people being sold high-fee funds. I saw founders sold insurance they didn't need.
I realized that The Noise wasn't just coming from the market—it was coming from the advisors.
So I left. I went back to school. I built ProsperWise to be a Sanctuary—a space where you can prosper, grow, and flourish. Where we push 'Pause' before we push 'Buy'. Where we govern wealth before we invest it.
What is a Personal CFO?
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The Old Way (Advisor): Where "advice" and products are bundled. You don't know if the advice you get is best for you, or for the person selling it.
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The ProsperWise Way (CFO): We don't give "free" advice. We work for you and sit on your side of the table. We manage your entire balance sheet and coordinate your tax, legal, and insurance.
Your Personal Board of Directors
Governance requires a team. I act as your Advocate, coordinating a vetted network of external experts to ensure your Sovereignty Charter is airtight.
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The Tax Specialist: Strategies for corporate exits and trusts.
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The Estate Lawyer: Wills, Power of Attorney, and Legacy structures.
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The Risk Manager: Insurance audits to protect the harvest.
The Fiduciary Standard
I am fee-only. I do not accept undisclosed commissions. If the best advice for you is to pay off debt rather than invest, I will tell you. You never have to wonder if my advice is for your benefit or mine.
Technical Precision Behind the Philosophy
Empathy without competence is dangerous. I combine academic rigor with advanced specialization to ensure your 'Quiet Period' is legally and structurally sound.
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Bachelor of Management (BMgt, Hons) - UBC: A four-year honours degree providing the academic foundation for corporate governance and strategic architecture.
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Chartered Life Underwriter (CLU®): Advanced specialization in wealth transfer, estate preservation, and complex tax strategies.
"It’s definitely a reflection of who you are, what you strive to do, and your genuine kindness and care for the people you do this work for... We truly appreciate all you do for us. Your message is a great reminder that wealth... becomes so much more than numbers on a page."
— Bryan & Irene, Clients