Terms & Conditions
The ProsperWise Advisors

Last Updated: September 22, 2023

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These Terms and Conditions ("Terms") govern your use of ProsperWise Advisors ("we," "us," or "our") and the services provided through our website at www.prosperwise.ca. By accessing or using our website, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our website.

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1. Use of Our Website

1.1. Eligibility: You must be at least 18 years old to use our website. By using our website, you represent and warrant that you are at least 18 years old.

1.2. User Account: If you create an account on our website, you are responsible for maintaining the security of your account and for all activities that occur under your account. You must not share your account credentials with others.

1.3. Prohibited Activities: You agree not to use our website for any unlawful or prohibited purpose. This includes, but is not limited to, the following:

• Violating any applicable laws or regulations

• Infringing upon the rights of others

• Transmitting harmful code or malware

• Engaging in any form of harassment, hate speech, or abusive behavior

• Uploading or sharing unauthorized content

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2. Intellectual Property

2.1. Ownership: All content and materials on our website, including text, graphics, logos, images, software, and other intellectual property, are owned by or licensed to us and are protected by copyright, trademark, and other intellectual property laws.

2.2. Limited License: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our website for personal and non-commercial purposes. You may not reproduce, distribute, or create derivative works from our content without our express consent.

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3. Privacy

Your use of our website is also governed by our Privacy Policy. Please review the Privacy Policy to understand how we collect, use, and disclose your personal information.

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4. Disclaimers and Limitations of Liability

4.1. No Warranty: We provide our website and services "as is" and make no warranties, either express or implied, regarding the accuracy, completeness, reliability, or suitability of the content provided on our website.

4.2. Limitation of Liability: To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of our website.

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5. Indemnification

You agree to indemnify, defend, and hold us harmless from any claims, liabilities, damages, losses, costs, or expenses arising from your violation of these Terms or your use of our website.

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6. Termination

We reserve the right to terminate or suspend your access to our website at our sole discretion and without prior notice, for any reason, including without limitation, if you violate these Terms.

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7. Changes to Terms

We may update these Terms from time to time by posting the revised Terms on our website with the "Last Updated" date. Your continued use of our website after the posting of any changes constitutes your acceptance of those changes.

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8. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in [Your Jurisdiction].

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9. Disclaimer Regarding Legal, Tax, and Financial Advice

The content provided on our website is for informational purposes only and should not be considered legal, tax, or financial advice. While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the accuracy, completeness, reliability, or suitability of the content.

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You acknowledge and agree that:

9.1. No Professional Relationship: Your use of our website does not create any attorney-client, accountant-client, or financial advisor-client relationship between you and ProsperWise Advisors. You should not rely on the information provided on our website as a substitute for professional advice from qualified legal, tax, or financial professionals.

9.2. Consultation with Professionals: Before making any legal, tax, or financial decisions or taking any actions, you should consult with a qualified professional who can provide advice tailored to your specific situation. You are solely responsible for seeking such advice and making decisions based on it.

9.3. Your Risk: You use the information provided on our website at your own risk. We shall not be liable for any decisions or actions taken by you based on the information obtained from our website.

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10. Use of Our Website Acknowledgment

By using our website, you acknowledge that you have read, understood, and agreed to these Terms, including the disclaimer regarding legal, tax, and financial advice, and that you will not rely on the content provided on our website as a substitute for professional advice.

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11. Contact Us

If you have any questions or concerns regarding these Terms, please contact us via the website chat.

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