True safety is not found in a "conservative portfolio." True safety is found in separating the money you need to live from the money you need to grow. At ProsperWise, we reject the industry standard of "fully invested" anxiety. Instead, we build Sovereignty Reserves  (The Storehouse). This is a dedicated pool of liquidity covering 1 to 2 years of your family’s burning cost, ensuring that you never have to sell a single asset when the market is down. The Chaos: Living Inside t

Premature investing is the primary cause of wealth decay after a financial windfall. At ProsperWise, we advise an Alignment Period  where funds are placed in The Storehouse  for at least 90 days. This pause allows your biology to catch up with your bank balance, ensuring that your decisions are driven by your values rather than chemical impulses. The Chaos: The Brain Under Siege When you experience a massive financial windfall—whether through an inheritance, a business sale,

As we enter the first quarter of 2026, we are witnessing a profound dissonance between the geopolitical headlines and the economic reality. If you are reading the news, you see fragmentation: The "Donroe Doctrine," the seizure of assets in Venezuela, and the hardening of global trade blocks. The world feels volatile. If you are looking at your portfolio statements, you see the opposite: The markets are "off to the races." Bonds are stabilizing, and equities in Canada, the US,