The Founder's Dilemma is a silent epidemic in the high-stakes transition from CEO to “retirement” . You sold the business for millions. The wire transfer cleared. Everyone from your lawyer to your old rivals congratulates you on "winning the game." So why do you feel irrelevant and depressed? The gravity of this moment cannot be overstated. You have spent decades building a business only to realize that when you handed over the keys, you didn't just sell your job; you sold yo

Report for the end of 2025 1. How Your Money Grew & What it Cost Think of this as a report card for your investments. We have five different portfolios, ranging from "Safe and Steady" (Prudent) to "Big Growth" (Aggressive). Portfolio Style Cost to Run (MER)¹ 1-Year Growth 3-Year Growth 5-Year Growth Prudent   (Safest) 2.56% 9.20% 8.52% 3.36% Moderate 2.68% 11.18% 10.24% 11.18% Balanced   (Middle) 2.78% 13.25% 13.25% 12.33% Growth 2.88% 17.03% 17.03% 15.69% Aggressive   (Highe

The Biological Reality of Grief and Finance The world expects you to "move on." They expect you to sign papers, transfer titles, and make astute investment decisions while the echo of the funeral service is still ringing in your ears. This expectation is not only unreasonable; it is scientifically flawed. Grief is often misunderstood as a purely emotional state—a profound sadness that eventually lifts. In reality, grief is a neurobiological event. When you suffer a catastroph