The market is currently experiencing a healthy dose of volatility, driven not by a systemic failure but by a sudden change in expectation around the U.S. Federal Reserve’s interest rate policy. For you, the key is to remember that these short-term dips are normal, and our focus remains on your long-term plan we built to weather this exact kind of noise. We help you replace the chaos of the news cycle with a clear, enduring plan. You may be feeling that familiar, low-level anx

If you’ve recently come into a significant amount of money—whether from selling a business, an unexpected settlement, or a lifetime of diligent savings—you know the feeling. It’s not excitement; it’s a tight knot of panic. It’s the constant worry that you’ll be the one who “screws it up.” One of my clients, whom I’ll call Elsie , recently reached out to me with a dilemma that perfectly captures this feeling. Elsie had worked her entire life, saving diligently and making every

I just spent the morning listening to the expert analysis of the new 2025 Canadian federal budget. My honest, "casually professional" takeaway? Wow. What a mess. The analysts are calling it a "missed generational opportunity," and I have to agree. It feels chaotic. It’s packed with big, scary numbers (like a $78 billion deficit) but offers no clear, credible path back to stability. When you’re a family or a business owner in Kelowna, just trying to do the right thing, this ki