The Short Answer (For the impatient) Is "Set and Forget" a good strategy for sudden wealth? No. While we avoid frantic trading, total passivity is dangerous. We call this "Passive Avoidance." In Canada, tax liabilities (CRA) and estate complexities do not sleep just because you do. The wisest approach is Active Stewardship: not moving the money constantly, but actively verifying that your "Sanctuary" cash reserves are funded and your spending aligns with your values. You must

If you follow financial news, you might feel like the volume has been turned up to an "11" this week. The headlines are dominated by one topic: The U.S. Federal Reserve. The markets are obsessing over interest rate cuts, political appointments for 2026, and global central bank posturing. But here in Kelowna, our mandate is different. We do not chase the headlines; we filter them. Here is your Sanctuary Summary —separating the noise from the signal that actually impacts your f

The market is currently experiencing a healthy dose of volatility, driven not by a systemic failure but by a sudden change in expectation around the U.S. Federal Reserve’s interest rate policy. For you, the key is to remember that these short-term dips are normal, and our focus remains on your long-term plan we built to weather this exact kind of noise. We help you replace the chaos of the news cycle with a clear, enduring plan. You may be feeling that familiar, low-level anx