Every Wealth Event Is Unique
BUSINESS EXIT
Planning for Canadian Founders
Tax and estate planning, and a post-sale governance framework built before the deal closes.
INHERITANCE
Navigating the Inheritance
The Executorship Gap, the biological surge, probate navigation, and the Sovereignty Charter built before the estate is fully distributed.
DIVORCE
Planning After Separation
BC Family Law Act property division, the Home Trap, pension splitting orders, and a personal financial structure built for one income.
EXECUTIVE RETIREMENT
When the Career Ends
Pension election windows, RSU and deferred comp sequencing, benefit replacement, and the identity transition that no HR team addresses.
GROWTH - STAGE FOUNDER
Planning for Active Founders
HoldCo strategy, LCGE qualification runway, secondary liquidity planning, and personal financial structure built parallel to the business.
WINDFALL - ALL EVENTS
When Money Arrives Suddenly
The 48-Hour Advisor Rush, the Solicitation Protocol, the Holding Tank, and the Sovereignty Charter for any sudden wealth event.
Every Virtual Family Office Runs on the Same Operating System.
The Sovereignty Operating System™ is a governance framework built in a specific sequence, for a specific reason.
The Sovereignty Charter
Your written financial constitution. It defines what the wealth is for, who has access, what decisions will never be made under pressure, and what "enough" looks like. Nothing is deployed until the Charter is ratified.
The Storehouses
The Holding Tank, Liquidity Reserve, Strategic Capital Reserve, HoldCo structure, and Legacy Trust. The protection layer is established before a single dollar enters the growth layer.
The Vineyard
The investment portfolio, operating companies, and income-producing real estate, structured around your Sovereignty Threshold, the exact liquidity that mitigates risk in your system.
THE ARCHITECT
"I don't manage portfolios until the governance framework exists. Every service I offer starts in the same place — a Sovereignty Charter that tells us what the wealth is for. Everything else follows from that."
Rolf Issler, BMgt (Hons), CLU is a Sudden Wealth Specialist and the founder of ProsperWise Advisors in Kelowna, BC. He works exclusively with inheritance recipients, exiting founders, and windfall recipients. Once the Charter is ratified and the client is ready, he implements the required investment strategies, insurance structures, and governance frameworks directly.
rolf@prosperwise.ca · 778.215.2556 · Kelowna, British Columbia
Frequently Asked Questions
What types of clients does ProsperWise Advisors work with?
ProsperWise Advisors works exclusively with three types of clients: inheritance recipients navigating estate settlements, exiting business founders managing post-sale proceeds, and windfall recipients who have received sudden wealth from a lottery, cryptocurrency, real estate sale, legal settlement, or bonus. All three situations share a common challenge — significant, often irreversible financial decisions made under time pressure and emotional complexity.
What is the Sovereignty Operating System™?
The Sovereignty Operating System is a three-part wealth governance framework built by ProsperWise Advisors for Canadians managing sudden wealth. It consists of The Storehouses (protection and holding structure), The Vineyard (growth assets and investment portfolio), and The Sovereignty Charter (the written financial constitution that governs both). The Charter is built first. The Storehouses are established second. The Vineyard is planted last.
What is the Sovereignty Audit?
The Sovereignty Audit is a working session with Rolf Issler — not a sales call. In 90 minutes, you leave with a Personal Financial Map, an Immediate Risk Scan identifying the most urgent decisions in your specific situation, and a 30-Day Action Framework. It is designed to create clarity and a concrete path forward before any long-term commitment is made.
Does ProsperWise Advisors work with clients outside Kelowna?
Yes. ProsperWise Advisors is based in Kelowna, BC and works with clients across Canada. The Stabilization Session and the full Sovereignty Operating System™ engagement are both available virtually, and the planning framework is built specifically for Canadian tax law — including LCGE, HoldCo structuring, RRSP rollover provisions, and BC Family Law Act considerations.
THE RIGHT FIRST STEP
Not sure if this is right for your situation?
Start with a 15-minute Sovereignty Clarity Call. Rolf will tell you honestly whether a Sovereignty Audit makes sense — no pitch, no obligation.
Book a Sovereignty Clarity Call →
Ready to go deeper?
The Sovereignty Audit is a structured working session. You leave with a Gap Brief, an Immediate Risk Scan, and a clear picture of what needs to happen first.
Prefer to start privately? Ask Georgia →