PROSPERWISE ADVISORS - KELOWNA, BC
Six Services. One Framework. Built for the Moment Everything Changes.
Every service ProsperWise offers is built on the Sovereignty Operating System™ — the same governance framework, applied to the specific forces at work in your wealth event.
WHO WE WORK WITH
Three situations. One specialist.
ProsperWise Advisors works exclusively with Canadians navigating sudden, significant wealth — the kind that arrives with complexity, time pressure, and decisions that cannot be undone.
Inheritance Recipients
The estate has settled. The probate is closed. And now the full weight of what arrives — money, family complexity, responsibility — is yours to carry. You didn't ask for this. The Sovereignty OS creates the space to make good decisions, not fast ones.
Exit Founders
The deal closed. The wire hit. The operating company that gave your days structure and your decisions purpose is gone. The Sovereignty OS replaces it — with a governance framework that is yours, not a corporation's.
Windfall Recipients
A settlement, a lottery, a crypto gain, a real estate sale. Life-changing money that arrived without warning and without a roadmap. The Sovereignty OS provides the roadmap — starting with protection, not investment.
Every Wealth Event Has It's Own Forces
The Sovereignty OS is the framework. Each service below is how it applies to the specific legal, tax, and emotional environment of your event.
BUSINESS EXIT
Exit Planning for Canadian Founders
LCGE preservation, Advisor Capture protection, the Quiet Period, and a post-sale governance framework built before the deal closes.
EXECUTIVE RETIREMENT
The Transition Cliff — When the Career Ends
Pension election windows, RSU and deferred comp sequencing, benefit replacement, and the identity transition that no HR team addresses.
INHERITANCE
Navigating the Inheritance — The 18-Month Window
The Executorship Gap, the Biological Surge, probate navigation, and the Sovereignty Charter built before the estate is fully distributed.
GROWTH - STAGE FOUNDER
Personal Planning Before the Exit
HoldCo strategy, LCGE qualification runway, secondary liquidity planning, and personal financial structure built parallel to the business.
DIVORCE
Financial Sovereignty After Separation
BC Family Law Act property division, the Home Trap, pension splitting orders, and a personal financial structure built for one income.
WINDFALL - ALL EVENTS
Lottery, Crypto, Real Estate & More
The 48-Hour Advisor Rush, the Solicitation Protocol, the Holding Tank, and the Sovereignty Charter for any sudden wealth event.
Every Service Runs on the Same Operating System.
The Sovereignty OS is not a product. It is a governance framework — built in a specific sequence, for a specific reason.
The Sovereignty Charter
Your written financial constitution. It defines what the wealth is for, who has access, what decisions will never be made under pressure, and what "enough" looks like. Nothing is deployed until the Charter is ratified.
The
Storehouses
The Holding Tank, Liquidity Reserve, Strategic Capital Reserve, HoldCo structure, and Legacy Trust. The protection layer is established before a single dollar enters the growth layer.
The
Vineyard
The investment portfolio, operating companies, and income-producing real estate — structured around your Sovereignty Threshold, the exact liquidity that makes market risk optional, not mandatory.
THE ARCHITECT
"I don't manage portfolios until the governance framework exists. Every service I offer starts in the same place — a Sovereignty Charter that tells us what the wealth is for. Everything else follows from that."
Rolf Issler, BMgt (Hons), CLU is a Sudden Wealth Specialist and the founder of ProsperWise Advisors in Kelowna, BC. He works exclusively with inheritance recipients, exiting founders, and windfall recipients. Once the Charter is ratified and the client is ready, he implements the required investment strategies, insurance structures, and governance frameworks directly.
His fee structure is flat and transparent: $249 for the Stabilisation Session, $3,999 for the Charter engagement.
rolf@prosperwise.ca · 778.215.2556 · Kelowna, British Columbia
Frequently Asked Questions
What types of clients does ProsperWise Advisors work with?
ProsperWise Advisors works exclusively with three types of clients: inheritance recipients navigating estate settlements, exiting business founders managing post-sale proceeds, and windfall recipients who have received sudden wealth from a lottery, cryptocurrency, real estate sale, legal settlement, or bonus. All three situations share a common challenge — significant, often irreversible financial decisions made under time pressure and emotional complexity.
What is the Sovereignty Operating System™?
The Sovereignty Operating System is a three-part wealth governance framework built by ProsperWise Advisors for Canadians managing sudden wealth. It consists of The Storehouses (protection and holding structure), The Vineyard (growth assets and investment portfolio), and The Sovereignty Charter (the written financial constitution that governs both). The Charter is built first. The Storehouses are established second. The Vineyard is planted last.
How does ProsperWise charge for its services?
ProsperWise Advisors charges a flat fee — $249 for the Stabilization Session and $3,999 for the full Sovereignty Operating System engagement. There is no assets-under-management fee, no product commissions, and no incentive to deploy capital quickly. The flat fee structure means ProsperWise is paid to plan, not to sell.
What is the Stabilization Session?
The Stabilization Session is a $249 working session with Rolf Issler — not a sales call. In 90 minutes, you leave with a Personal Financial Map, an Immediate Risk Scan identifying the most urgent decisions in your specific situation, and a 30-Day Action Framework. It is designed to create clarity and a concrete path forward before any long-term commitment is made.
Does ProsperWise Advisors work with clients outside Kelowna?
Yes. ProsperWise Advisors is based in Kelowna, BC and works with clients across Canada. The Stabilization Session and the full Sovereignty Operating System™ engagement are both available virtually, and the planning framework is built specifically for Canadian tax law — including LCGE, HoldCo structuring, RRSP rollover provisions, and BC Family Law Act considerations.
THE RIGHT FIRST STEP
Begin with Georgia.
Or, begin with Rolf.
There is no wrong first step — only a first step. Georgia is private, immediate, and asks nothing of you. The Stabilisation Session is a working session with Rolf that leaves you with a clear picture and a concrete path.