PERSONAL SUDDEN WEALTH - KELOWNA, BC
The wealth transfer arrived.
Now it needs a structure of its own.
Many families receive a sudden wealth transfer. Few build the structure that preserves it.
WHO WE WORK WITH
Many families receive sudden wealth.
Some build a Storehouse.
Very few build a FamilyCo.
A Family Office for families who don't have $50 million. We call it the FamilyCo.
Inheritance Recipients
The estate has settled. The capital has arrived. You've had advisors call before probate closed, family members with opinions, and a decision clock that started before you were ready.
You don't need a portfolio. You need a structure — a FamilyCo with a Charter that tells every advisor, every family member, and every opportunity exactly what this wealth is for.
Windfall Recipients
The money arrived — from a lottery, a real estate sale, a settlement, or a gift. The biology is real: sudden wealth impairs decision-making before you've had a moment to think clearly.
The Stabilization Period exists for this. No commitments. No portfolios. Just a governed structure built before a single dollar is deployed.
ProsperWise helps families build a FamilyCo.
It's the structure that turns a personal wealth transfer into something stable, purposeful, and yours.
Every FamilyCo Runs on the Same Operating System.
The Sovereignty Operating System™ is not a product. It's a governance framework built in a specific sequence for a specific reason: your sovereignty.
The Sovereignty Audit
A working session with Rolf. We map what exists — the business structure, the deal terms, the HoldCo situation — and identify the immediate risks.
You leave with a Situation Map, a Risk Scan, and a 90-Day Action Framework. This is not a pitch. It is work.
The Stabilization Period
Capital is secured. The Sovereignty Charter is drafted. The Storehouses are designed. No long-term investment commitments are made.
The FamilyCo is built. This stage exists precisely because every other advisor wants to skip it.
The
Integration
The Charter is ratified. The WealthCo is in place.
Now the Vineyard is planted — with purpose, with governance, and with a constitution that reflects who you are and what this wealth is actually for. This is where wealth management begins.
THE FAMILY CFO
"I don't manage portfolios until the governance framework exists. Every service I offer starts in the same place — a Sovereignty Charter that tells us what the wealth is for. Everything else follows from that."
Rolf Issler, BMgt (Hons), CLU is a Sudden Wealth Specialist and the founder of ProsperWise Advisors in Kelowna, BC. He works exclusively with inheritance recipients, exiting founders, and windfall recipients. Once the Charter is ratified and the client is ready, he implements the required investment strategies, insurance structures, and governance frameworks directly.
His fee structure is flat and transparent: $249 for the Stabilization Session, $3,999 for the Charter engagement.
rolf@prosperwise.ca · 778.215.2556 · Kelowna, British Columbia
Frequently Asked Questions
What types of clients does ProsperWise Advisors work with?
ProsperWise Advisors works exclusively with three types of clients: inheritance recipients navigating estate settlements, exiting business founders managing post-sale proceeds, and windfall recipients who have received sudden wealth from a lottery, cryptocurrency, real estate sale, legal settlement, or bonus. All three situations share a common challenge — significant, often irreversible financial decisions made under time pressure and emotional complexity.
What is the Sovereignty Operating System™?
The Sovereignty Operating System is a three-part wealth governance framework built by ProsperWise Advisors for Canadians managing sudden wealth. It consists of The Storehouses (protection and holding structure), The Vineyard (growth assets and investment portfolio), and The Sovereignty Charter (the written financial constitution that governs both). The Charter is built first. The Storehouses are established second. The Vineyard is planted last.
How does ProsperWise charge for its services?
ProsperWise Advisors charges a flat fee — $249 for the Stabilization Session and $3,999 for the full Sovereignty Operating System engagement. There is no assets-under-management fee, no product commissions, and no incentive to deploy capital quickly. The flat fee structure means ProsperWise is paid to plan, not to sell.
What is the Stabilization Session?
The Stabilization Session is a $249 working session with Rolf Issler — not a sales call. In 90 minutes, you leave with a Personal Financial Map, an Immediate Risk Scan identifying the most urgent decisions in your specific situation, and a 30-Day Action Framework. It is designed to create clarity and a concrete path forward before any long-term commitment is made.
Does ProsperWise Advisors work with clients outside Kelowna?
Yes. ProsperWise Advisors is based in Kelowna, BC and works with clients across Canada. The Stabilization Session and the full Sovereignty Operating System™ engagement are both available virtually, and the planning framework is built specifically for Canadian tax law — including LCGE, HoldCo structuring, RRSP rollover provisions, and BC Family Law Act considerations.
THE RIGHT FIRST STEP
Begin with Georgia.
Or, begin with Rolf.
There is no wrong first step — only a first step. Georgia is private, immediate, and asks nothing of you. The Stabilization Session is a working session with Rolf that leaves you with a clear picture and a concrete path.