For a young entrepreneur in their 20s or 30s, success often feels like a sudden increase in the volume and velocity of the River. Your business is scaling, profits are rising, and for the first time, you have significant excess capital. In the industry, this is often called "wealth management." At ProsperWise, we call it a Velocity Surge. The danger for the successful founder isn't a lack of opportunity; it is the lack of structure. Without a governance structure, that excess