A sudden influx of wealth—whether through a business exit, an inheritance, or a legal settlement—is not just a financial event; it is a psychological disruption. We call this "The Transition." While the world expects you to celebrate, you are likely feeling a complex mix of grief, pressure, and "Ticker Shock." Do not make any major financial decisions or investments for at least 12 months.  In Canada, the wisest first step is not "growth," but "stabilization." Place your liqu

Capital preservation is an investment strategy that focuses on protecting the original value of your investment, prioritizing safety and...

The ink is dry, the wire transfer has landed, and the silence is deafening. For decades, your identity was fused with the business you built in the Okanagan; now, you face the disorientation of "The Transition." You have traded the relentless pressure of operations for the heavy responsibility of stewardship. This is not the time for celebration alone; it is the time for protection. Do not spend or invest the proceeds immediately. In Canada, your first priority is to place t